Yeah, I have mixed feelings about software-as-a-service. I really like that I didn't have to shave hardly any yaks to get my house's online organization set up (using Google Groups, Docs, Sites, Calendar, etc), but there's no good reason that these things need to be hosted by someone else. I think that hosted VMs for everyone would be really cool and could lead to a lot of neat stuff that also came with better privacy management... I wonder what it would take to get to the point where running your own hosted VM off in the cloud somewhere was no longer a sysadmin-pointy-hat sort of thing, and was considered no stranger than having a personal computer.